CCU has merged into RFCU to better serve you, our members, today and in the future. By joining forces, we will: 

• Stay strong and competitive – The financial industry is changing quickly. This merger ensures that together, we’ll have the scale, resources, and technology to continue delivering the products, services, and tools you expect. 
• Enhance your experience – You’ll benefit from more value, from innovative products to personalized services, all while maintaining our commitment to putting members first. 
  
• Expand your access – Eventually, you'll have more branch locations, ATMs, and servicing areas to choose from. We will be sharing more information as it becomes available.
  

This merger is about strength, growth, and opportunity—so wherever life takes you, your credit union will be right there with you. 

Yes. We remain a member-owned Federal Credit Union. That means you—our members, not outside shareholders—continue to guide our mission and benefit from our success. 

No. You’ll continue to be served by the same dedicated CCU and RFCU teams you know and trust. There are no immediate changes to our leadership or staff. 

All CCU employees have been offered positions to ensure a smooth transition and the same consistent service you rely on.

Yes! As part of the merger, CCU and RFCU branches will now work together to serve you.

Eventually, branch access will increase access to RFCU’s nine branch locations across the South Shore, as well as three CCU branches in Lynn, Peabody, and Somerville. This expanded network gives you more convenient options for in-person banking—while still allowing you to visit the branches you know and love.

We will update members when expanded branch access becomes available. 

Yes — together, we are building one stronger credit union.

We’re forming a single organization designed to serve all of us—bringing our members, our teams, and our communities together under one shared mission. This isn’t just a new name; it’s a new opportunity to rise together, expand what’s possible, and continue delivering the personal, community-focused service you value.

No matter what, our commitment remains the same: to honor your community roots, elevate your member experience, and grow alongside you. We’re excited for what we can all achieve—together.

For now, nothing changes in your day-to-day banking experience. You can continue to bank with confidence, knowing that: 

• Your account and routing numbers will remain the same. 

• Your online and mobile banking access will not change, and your existing rates will stay the same. 

• You’ll continue to be served by the same friendly CCU and RFCU teams at your local branches. 

• Our branch hours and member support services remain unchanged. 

In the future, there will be updates as we align systems and services — but we’ll keep you informed well in advance. For now, it’s business as usual. 

We’ll continue to update this page with the latest information as the merger progresses.

Please check back regularly for news, timelines, and answers to additional questions. 

If you have any direct questions, please email mergers@rfcu.com