The Daily Item
12/16/2025 Community Credit Union to Vote on Mega-Merger
Where Our Communities Unite—and Our Members Rise.
On January 21st, Community Credit Union Members voted to approve the merger with Rockland Federal Credit Union—combining CCU and RFCU to build one stronger credit union for you.
This decision marks an exciting step toward expanding what we can offer while keeping the personalized, community-focused service you rely on. As we move through this process, rest assured that our commitment to you and your community remains at the core of everything we do.
Get To Know Rockland Federal Credit Union
Rockland Federal Credit Union (RFCU), rated the Best Credit Union in Massachusetts by Forbes, is a member-owned financial cooperative committed to accessible, affordable, and personalized banking.
Founded in Rockland, MA, RFCU has grown from a small local credit union into a trusted partner serving more than 200,000 members with over $3.4 billion in assets.
As a non-profit, we reinvest earnings back into our members—providing competitive rates, lower fees, and financial solutions that support every stage of life. We’re dedicated to exceptional service, financial empowerment, and strengthening the communities we proudly serve.
Our mission is simple: to support your financial well-being with reliable, personalized banking—today and for the future.
Get To Know Community Credit Union of Lynn
Founded in 1955 by visionary Greek-American leaders, Community Credit Union of Lynn has always been a financial partner for local working people, immigrants, and small businesses.
Built on trust and inclusion, the credit union provides a safe place to bank with low fees, personalized service, and practical financial tools that help members reach their goals.
For nearly seven decades, Community CU has remained committed to supporting the people and businesses that make Lynn strong—continuing its legacy of care, access, and community-focused banking.
You Have Questions, We Have Answers
Why Are You Merging?
CCU is merging with RFCU to better serve you, our members, today and in the future. By joining forces, we will:
- Expand your access – You’ll have more branch locations, ATMs, and servicing areas to choose from.
- Stay strong and competitive – The financial industry is changing quickly. This merger ensures that together, we’ll have the scale, resources, and technology to continue delivering the products, services, and tools you expect.
- Enhance your experience – You’ll benefit from more value, from innovative products to personalized services, all while maintaining our commitment to putting members first.
This merger is about strength, growth, and opportunity—so wherever life takes you, your credit union will be right there with you.
What is The Merger Timeline?
The merger is expected to be legally finalized on February 26th, 2026
Will We Still Be Member Owned?
Yes. After the merger, we will remain a member-owned Federal Credit Union. That means you—our members, not outside shareholders—continue to guide our mission and benefit from our success.
Will There Be Staff Changes?
No. You’ll continue to be served by the same dedicated CCU team you know and trust. There are no immediate changes to our leadership or staff.
All CCU employees have been offered positions to ensure a smooth transition and the same consistent service you rely on.
Will There Be Branch Location Changes?
Yes! As part of the merger, CCU and RFCU branches will now work together to serve you.
You’ll gain access to RFCU’s nine branch locations across the South Shore, as well as three CCU branches in Lynn, Peabody, and Somerville. This expanded network gives you more convenient options for in-person banking—while still allowing you to visit the branches you know and love.
We will update members when expanded branch access becomes available.
Will There Be a New Name?
Yes — together, we are building one stronger credit union.
As CCU and RFCU unite, we’re forming a single organization designed to serve all of us—bringing our members, our teams, and our communities together under one shared mission. This isn’t just a new name; it’s a new opportunity to rise together, expand what’s possible, and continue delivering the personal, community-focused service you value.
No matter what, our commitment remains the same: to honor your community roots, elevate your member experience, and grow alongside you. We’re excited for what we can all achieve—together.
What Does This Mean For My Accounts?
For now, nothing changes in your day-to-day banking experience. You can continue to bank with confidence, knowing that:
- Your account and routing numbers will remain the same.
- Your online and mobile banking access will not change, and your existing rates will stay the same.
- You’ll continue to be served by the same friendly CCU team at your local branches.
- Our branch hours and customer support services remain unchanged.
In the future, there will be updates as we align systems and services — but we’ll keep you informed well in advance. For now, it’s business as usual.
Where Can I Get More Information?
We’ll continue to update this page with the latest information as the merger progresses.
Please check back regularly for news, timelines, and answers to additional questions.
If you have any direct questions, please email mergers@rfcu.com
All The News, In One Place
When two become #1
Rockland Federal Credit Union was announced as the #1 Ranked Credit Union in Massachusetts by Forbes, Powered by Statista after surveying over 26,000 people across the state. By joining forces, CCU & RFCU will become the leading credit union Massachusetts, because we become stronger, together.
